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Auto, Truck & Motorcycle Accidents

5/19/2010
David P. Miraldi
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Injured Persons Will Be Denied Full Reimbursement for Medical Bills

The Ohio Supreme Court's decision in Jacques v. Manton continues a recent trend of depriving plaintiffs of fair compensation for their harms and losses when injured by the negligence of another. In the final analysis, injured persons who have health insurance will recover less money for their medical expenses than those who have no health insurance.

10/2/2009
David P. Miraldi
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Ohio Supreme Court Sides With Insurance Industry Again

Once again, the Ohio Supreme Court has not protected the rights of the individual injured due the wrongful acts of others. In Oliver v. Cleveland Indians Baseball Co. Ltd. Partnership, the supreme court found that caps in non-economic damages did not violate the Ohio constitution's guarantee of a trial by jury and equal protection. The plaintiffs, Donald Krieger and Clifton Oliver, successfully prosecuted a case against the City of Cleveland for malicious prosecution, false arrest, and imprisonment, and intentional inflection of emotional distress. The two men had been arrested and accused of dropping an explosive device from the upper deck of the stadium during a Cleveland Indians game. All charges were later dismissed, however, the men spent four days in jail where they were subject to poor conditions and harsh treatment by corrections officers.

The jury awarded the men each $400,000 for their actual harms and losses, most of which were noneconomic. An Ohio statute limited the noneconomic damages to $250,000. The trial court and 8th District Court of Appeals found that this limitation was unconstitutional and violated the plaintiff's right to a jury trial. Five Ohio Supreme Court justices found that the statute was constitutional and reduced the award to $250,000 each. 

Two justices dissented and found that the court's decision ignored earlier court opinions that found that the right to a trial by jury cannot be invaded or violated by either legislative act or judicial order or decree. The dissenting justices found that when the legislature passes a law that modifies a jury's determination of damages, it unconstitutionally infringes on the jury's absolute right to determine the award.

The more fundamental issue remains about the fairness of a statute that with a broad brush treats all injured persons the same. When the jury determines harms and losses in a case, it tailors its decision on the specific facts particular to that case. Until just recently, the courts held that not only was this the fairer way to decide cases such as these, but it was protected by the constitution. Again, the citizens of Ohio now need to go back to the legislature and have these statutes providing caps repealed.



7/29/2009
David P. Miraldi
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Uninsured Motorist Coverage No Help When Injured By A Person With an Immunity

What happens if an emergency vehicle like a police cruiser, ambulance, or fire truck broadsides you in an intersection when the emergency vehicle is responding to a call?  Under the law, drivers of emergency vehicles are not liable for causing injuries and are granted an "immunity" unless they were acting recklessly or wantonly at the time of the collision.  A reckless or wanton act is much greater than simple negligence.  When a driver has an immunity, you cannot recover anything from that individual or his insurance policy.

When this happens, people naturally look to their own auto policies and the possibility that there may be coverage under one's own uninsured motorist coverage. Even though your own uninsured motorist coverage may define an uninsured driver is a person having an immunity, the policies usually also require that you must be  legally entitled to recover from that individual in order to qualify for a recovery under your uninsured motorists coverage.  The Ohio Supreme Court has ruled that because you are not legally entitled to recover against a person who enjoys an immunity, you are also not entitled to recover under your own uninsured motorist coverage. 

This issue needs to be addressed by the Ohio legislature. 


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