
A:
Even though you do not have health insurance, you may have medical payments coverage under your own automobile insurance policy. Most of the time, your agent will include this coverage with your liability coverage. If so, you can submit your medical bills to your own auto insurer until you have exhausted your medical payments limit. Your own insurance company will later seek reimbursement of these amounts directly from the wrongdoer or the wrongdoer's insurance company.
If you do not have health insurance or medical payments coverage, then you will need to seek a medical provider who is willing to wait to be paid out of the settlement or the jury verdict. Not all doctors will agree to do this. However, some will. These doctors will often have you sign a paper that authorizes them to be paid directly from the settlement. This is called a "letter of protection".
Contact us today for a free, no obligation consultation about your personal injury legal needs.
Miraldi & Barrett Co., LPA
6061 South Broadway
Lorain, OH 44053
Phone: 440-233-1100
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Miraldi & Barrett Co., LPA
6061 South Broadway
Lorain, OH 44053
Phone: 440-233-1100
Toll Free
800.589.3023
local
440.233.1100
fax
440.233.8527
I got hit by a police car that was responding to an emergency. The city says that the police officer is immune under these circumstances. If this is true, can I bring an uninsured motorist claim?