Library Categories:

Auto, Truck & Motorcycle Accidents:

  • All Claims Arising Out of Auto Accident Lost When Lawsuit Not Commenced Within Two Years   
    Description: Negligence claims must be brought within a time specified by law. These time frames differ according to the type of case. Some lawsuits must be commenced within one year, while longer periods of time apply to others. Persons injured need to get professional help to insure that they will not lose their claims because of time limitations known as statutes of limitation.
  • Caps On Damages Restrict Injured Person's Right To Receive Full Damages   
    Description: Responding to the concerns of the insurance industry, the Republican-dominated Ohio legislature in 2005 enacted damage limitations effective April 7, 2005. This statute takes away a jury's right to award the full amount of money for pain, scarring, permanent limitations, and other non-economic or intangible losses. In many cases, these losses are limited to $250,000 regardless of the amount the jury believed the person was entitled to recover.
  • Basic Guide to Auto Insurance Coverages After A Car Crash   
    Description: When a person is involved in a car crash, there are several types of insurance coverages that may be involved. This article explains liability, uninsured motorist, underinsured motorist, and medical payments coverage.
  • Losses and recoveries when your car has been damaged   
    Description: When your car is damaged or deemed a total loss because of a collision, you are entitled to certain damages for the loss of your car. This may be the cost of repairs, the cost of a reasonable rental vehicle or if your car is a total loss, the difference between the fair market value immediately before the crash and the fair market value immediately after the collision. If you buy a replacement car within thirty days, you will be entitled to a recovery of sales tax, too.
  • Liability Insurance Policy - The Family Member Exclusion   
    Description: Insurance companies are including exclusions that take away any coverage for injuries sustained when a family member is negligent in operating a vehicle and injures another family member who is a passenger in the same vehicle. Although Ohio consumers believe that they are buying full coverage that would protect them in this situation, this is not the case.
  • Searching For Insurance   
    Description: David Miraldi finalized the settlement in a death case where he was able to obtain insurance from an unlikely, but responsible source, and secure compensation for the victims family.
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