My doctor wants me to have physical therapy for my back strain, but I do not have time to fit that into my schedule. What should I do?

In evaluating claims, insurance companies believe that if you did not take the time to get necessary treatment that you were not seriously hurt.  Juries also reach that same conclusion.

Whenever someone is injured in a car crash, they have an obligation to take all necessary steps to get well and to get well as soon as possible.  If a person refuses necessary treatment and delays his or her recovery, the law does not allow a recovery for a prolonged disability if the condition would have cleared up earlier with proper treatment.

Therefore, it is critical that you follow your doctors orders and find the time to get the treatment necessary to get well.  If not, you are providing defenses to the insurance company that will allow them to greatly minimize the value of your claim.